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Fundusz Mikro was founded in 1994 with a US$20 million loan/capital investment from the Polish-American Enterprise Fund with the mission of providing access to loans for credit-worthy but non-bankable micro-entrepreneurs in Poland. For over 16 years Fundusz Mikro has been the indisputable leader on the Polish market for loans to micro-enterprises.

Fundusz Mikro was the pioneer of micro-lending in CEE and later generously shared its know-how with numerous MFIs in the region over the years. Fundusz Mikro played a leading role in establishing the Microfinance Center (MFC) which had its unofficial office located in FM before it was legally registered in 1998. It continues its membership in the MFC.
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Loans offered by Fundusz Mikro are:
  • for business activities;
  • up to 50.000 PLN, estimated individually based on the present and planned financial and economic situation of a client;
  • disbursed directly to client’s bank account after the Loan Agreement is signed;
  • repaid monthly in equal principal and interest installments;
  • collateral: IOU (weksel in blanko), spousal consent, co-signments, plus on from the following: rrepossession of the collateral, lien against the property, right of collection of the client’s insurance or other collateral suggested by the borrower.


We encourage those who want to apply, to:

  • call Fundusz Mikro at
    tel. no. 22-50-24-500
  • or to send the Application Form by e-mail to wnioski@funduszmikro.pl
  • or by mail to:
    Fundusz Mikro Sp. z o.o.
    ul. Solec 38 00-394 Warszawa
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